Fourth of July freedom: zero payments until winter 2026
Imagine celebrating next year’s Independence Day without ever touching a utility bill
Fireworks in the sky are fun. Fireworks on your statement… not so much. Property Assessed Clean Energy (PACE) financing lets you install a full solar system with zero upfront cost and then repay through the line on your county property-tax bill instead of a loan. PACE covers the entire project, offers fixed rates that can stretch to twenty-five years, and approval is based largely on home equity rather than credit score.
Why signing in July means no payments until December 2026
California’s fiscal tax year starts on July 1. Secured tax bills go out in early autumn and the first installment is not due until November 1 and becomes delinquent on December 10.
When your PACE project funds in July 2025 it will post to the next tax bill, so your first installment lands with that December 2026 due date. Many PACE providers even advertise no payments for up to seventeen months for this reason.
That is more than a full year of solar production before you owe the first dollar.
Added peace of mind
The Consumer Financial Protection Bureau issued new rules in December 2024 that bring mortgage-style disclosures and ability-to-repay protections to residential PACE. The rules take effect March 2026, adding an extra layer of transparency just before your first installment comes due.
Fourth of July special from XtraGreen
• One year gym membership on us — feel as good as your energy savings
• Zero deposit installation — project moves forward without cash up front
• PACE priority concierge — design, permits, and ability-to-repay check wrapped in one week
• Thirty percent federal tax credit — the full credit still applies even when you use PACE
Promotion window: projects signed with PACE funding from July 1 through July 31 2025.
Ready to claim true energy independence?
Visit www.XtraGreen.us or call 424 310 1700 today.